MEDICAL INSURANCE FOR FOREIGNERS TRAVELING TO SPAIN
No waiting periods, no co-payment, and repatriation to the home country
INTERPROVINCIAL HEALTHCARE ASSISTANCE BY INSURANCE S.A.U, with CIF: A-08169294 registered in MINECO.
YOU CAN NOW PURCHASE INSURANCE STARTING FROM THE YEAR 2025
Coverage Includes:
- Primary Care
- General and Family Medicine
- Pediatrics
- Special Treatment Techniques
- Rehabilitation
- Psychotherapy
- Virtual Doctor
- Preventive Medicine
- Hospitalization
- Surgical Interventions
- Specialized Medicine
- Patient Transfer
- Nursing (Registered Nurse / A.T.S.)
- 24-hour Emergency Service
- Diagnostic Methods
Additional Coverages:
- Dental Insurance in Spain
- Travel Insurance within Spain and Europe
- Accident Compensation Insurance
- 24-hour telephone medical guidance service if the student travels within Europe
Important: In Spain, medical insurance does not cover pre-existing conditions at the time of policy issuance. Additionally, depending on the existing condition, the issuance of the medical policy may be denied. Ultimately, it will be the decision of the insurer to determine whether it is insurable or not.
Before traveling to Spain, it is important to read the following:
- The medical insurance you purchase must be from a Spanish insurer; the Spanish consulate in your country does not accept policies from international or home country insurers. This is done to ensure adequate and easily accessible medical assistance in the country.
- The insurance must be without copayment, without waiting periods, and with repatriation to the home country.
- The Spanish Consulate does not accept medical insurance with coverage of €30,000; it now requires medical insurance without coverage limits.
- This policy is backed by the insurer ASISA in Spain, with over 10 proprietary hospitals and 40,000 doctors available throughout Spanish territory.
- All services will be available through a mobile application provided by the insurer.
- A digital card in the application will allow you to access medical assistance services.
- Includes travel assistance in Europe in case of emergencies or irregular situations during your trip.
- Allows extending the medical insurance for 1 or more months before expiration.
- Offers flexibility in the contract period.
- Allows family members traveling with the foreigner to also purchase the insurance.
WHO CAN PURCHASE THE INSURANCE:
- Age between 1 and 60 years, for foreigners and family members.
- 12-month period, renewable.
HOW TO PURCHASE:
- Place an order on the website and complete the form with your details.
- Attach a copy of your passport.
- Make the payment with a credit card or transfer on the website.
- We will then send you the forms to sign via email.
- Subsequently, we will send you the documents by email that you must present.
What is Copayment: It is a small amount of money that must be paid for each healthcare service, such as doctor visits, laboratory tests, and hospital stays. The insurance you choose must be WITHOUT COPAYMENT.
Waiting Periods: It is the period during which you cannot yet enjoy some of the contracted coverages or services. For example, in health insurance for residents in Spain, a CT scan is only allowed after 6 months of the insurance contract. Therefore, you must ensure that the medical insurance you purchase is for foreigners since insurance for residents has waiting periods for many services.
Repatriation: This is the coverage that every foreigner in Spain must have; in the event of death, the insured or their relatives do not incur costs for the transfer of the body to their country of origin. You must ensure that the insurance you purchase is for foreigners because medical insurance for residents in Spain has repatriation but towards Spain, i.e., from abroad to Spain, and the medical insurance you need should have repatriation from Spain to your home country.
If you are a foreigner planning to travel to Spain for an extended period, it is important to consider these 5 points:
1. The medical insurance you purchase must be from a Spanish insurer; the Spanish consulate in your country does not accept policies from international or home country insurers. This is essentially done to ensure adequate and easily accessible medical assistance for the student.
2. Be cautious if you observe that the consulate’s requirements ask for insurance coverage of up to 30,000 euros. Please do not consider this information valid, as this condition has changed in consulates. They now require insurance with unlimited coverage for greater student protection against any eventualities.
3. It is important to assess the insurer you are going to choose for the insurance; the price is not always the most important factor. In our case, we offer exclusive insurance for foreigners, backed by ASISA, one of the largest insurers in Spain. It has a mobile application to stay connected with policyholders and assist them in any eventuality. From the app, you can schedule medical appointments, have online consultations, receive medical prescriptions, view analyses, and exams. You will also have a digital card accompanying you at all times for when you need to use the insurance.
4. We offer quality assurance in medical service for foreigners with policies contracted through us. They will have guidance and support throughout the process and validity of the policy. This guidance is highly valued by foreigners who, being in a country that is not their own, may not know how to navigate certain situations. We not only handle medical assistance cases but also address day-to-day uncomfortable situations. This service is exclusive to our portfolio of associated insurances, and no other center, agent, or insurer offers it; only we can provide this service. The service is available from Monday to Sunday, without time restrictions.
5. When you purchase insurance with us, forget about talking to one person for the purchase, another for payment, and another for assistance, as is the case in some situations where you complete the entire process and never speak with a person or know their name. With us, this will not happen; you will have an advisor available for all operations related to management or policy issues, avoiding the hassle of talking to several people to solve a problem.
Reviews
There are no reviews yet.